California · Statewide

Personal Injury Chiropractors in California

Usually the first treating provider after a crash, handling soft-tissue injury, spinal rehabilitation, and the documentation the rest of the case is built on. Most chiropractic treatment runs on a letter of protection, and because Howell caps medical damages at amounts actually paid or accepted, the gap between billed and accepted charges is litigated directly.

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Counties covered
58
Cities listed
274
Insurance system
At-fault (tort)

California injury law, in practice

California is an at-fault state with no mandatory first-party medical coverage. Its defining feature is pure comparative negligence: a claimant who is mostly at fault still recovers, reduced by their share. That keeps cases alive that would be barred outright in most other states.

Insurance systemAt-fault — the responsible driver’s liability coverage paysCal. Veh. Code § 16056
First-party medical coverageNo PIP mandate; MedPay is optionalCal. Ins. Code § 11580.2 (UM/UIM offer)
Comparative negligencePure — recovery is reduced by fault, never barredLi v. Yellow Cab Co., 13 Cal. 3d 804 (1975)
Deadline to file suit2 years from the date of injuryCal. Code Civ. Proc. § 335.1
Recoverable medical expensesLimited to amounts actually paid or accepted, not amounts billedHowell v. Hamilton Meats, 52 Cal. 4th 541 (2011)
What this means for chiropractors in CA

Most chiropractic treatment runs on a letter of protection, and because Howell caps medical damages at amounts actually paid or accepted, the gap between billed and accepted charges is litigated directly.

This page describes general aspects of state law for informational purposes only. It is not legal advice, does not create an attorney-client relationship, and should not be relied on in any particular case. Statutes change — confirm current law with a licensed attorney in your state.

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