Florida · Statewide

Personal Injury Attorneys in Florida

Firms that represent injured claimants and need credentialed treating providers with genuine capacity. With PIP forfeited if care does not begin within 14 days, the practical question is which clinic can see the client this week — not which clinic is closest.

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Counties covered
67
Cities listed
103
Insurance system
No-fault (PIP)

Florida injury law, in practice

Florida is a no-fault state: a crash victim’s own Personal Injury Protection coverage pays first, regardless of who caused the collision. Two rules drive almost every referral decision — the 14-day deadline to begin care, and whether a qualifying provider has documented an emergency medical condition.

Insurance systemNo-fault — $10,000 minimum PIPFla. Stat. § 627.736
Deadline to begin treatment14 days from the crash, or PIP benefits are lostFla. Stat. § 627.736(1)(a)
Benefit cap without an EMC finding$2,500 instead of the full $10,000Fla. Stat. § 627.736(1)(a)(3)–(4)
Comparative negligenceModified — recovery barred above 50% faultFla. Stat. § 768.81, as amended by HB 837 (2023)
Deadline to file suit2 years for negligence claims arising on or after March 24, 2023Fla. Stat. § 95.11(4)(a), as amended by HB 837
Letters of protectionSubject to statutory disclosure requirements in litigationFla. Stat. § 768.0427
What this means for personal injury attorneys in FL

With PIP forfeited if care does not begin within 14 days, the practical question is which clinic can see the client this week — not which clinic is closest.

This page describes general aspects of state law for informational purposes only. It is not legal advice, does not create an attorney-client relationship, and should not be relied on in any particular case. Statutes change — confirm current law with a licensed attorney in your state.

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