New York · Statewide

Personal Injury Chiropractors in New York

Usually the first treating provider after a crash, handling soft-tissue injury, spinal rehabilitation, and the documentation the rest of the case is built on. Chiropractic care is covered within the $50,000 basic economic loss, but bills must be submitted within 45 days of service and the no-fault application filed within 30 days of the accident — the two deadlines that most often turn treatment into unpaid treatment.

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Counties covered
62
Cities listed
102
Insurance system
No-fault (PIP)

New York injury law, in practice

New York is a no-fault state: a crash victim’s own coverage pays the first $50,000 of medical expense and lost earnings regardless of fault. Two deadlines drive every referral — the 30-day window to file the no-fault application, and the 45-day window for submitting bills. Suing for pain and suffering additionally requires meeting a statutory serious-injury threshold.

Insurance systemNo-fault — $50,000 basic economic loss per personN.Y. Ins. Law §§ 5102(a), 5103
Deadline to file the claim30 days from the accident to submit the no-fault application11 NYCRR § 65-1.1
Deadline to submit bills45 days from the date of service11 NYCRR § 65-1.1
Threshold to sue for pain and sufferingStatutory serious-injury threshold must be metN.Y. Ins. Law § 5102(d)
Comparative negligencePure — recovery is reduced by fault, never barredN.Y. C.P.L.R. § 1411
Deadline to file suit3 years from the date of injuryN.Y. C.P.L.R. § 214(5)
What this means for chiropractors in NY

Chiropractic care is covered within the $50,000 basic economic loss, but bills must be submitted within 45 days of service and the no-fault application filed within 30 days of the accident — the two deadlines that most often turn treatment into unpaid treatment.

This page describes general aspects of state law for informational purposes only. It is not legal advice, does not create an attorney-client relationship, and should not be relied on in any particular case. Statutes change — confirm current law with a licensed attorney in your state.

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