Texas · Statewide

Personal Injury Chiropractors in Texas

Usually the first treating provider after a crash, handling soft-tissue injury, spinal rehabilitation, and the documentation the rest of the case is built on. With no mandatory first-party coverage, most chiropractic care in Texas injury cases runs on a letter of protection, which makes attorney verification and clean billing records essential from the first visit.

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Counties covered
254
Cities listed
125
Insurance system
At-fault (tort)

Texas injury law, in practice

Texas is an at-fault state: the driver responsible for a crash — through their liability insurer — pays for the harm caused. There is no mandatory PIP, so a large share of injured patients arrive with no immediate way to pay for care, which makes letters of protection and clear billing practice central to whether treatment happens at all.

Insurance systemAt-fault — liability coverage of the responsible driver paysTex. Transp. Code § 601.072 (minimum limits)
PIPMust be offered at $2,500 minimum, but may be rejected in writingTex. Ins. Code § 1952.152
Comparative responsibilityModified — recovery barred above 50% responsibilityTex. Civ. Prac. & Rem. Code § 33.001
Deadline to file suit2 years from the date of injuryTex. Civ. Prac. & Rem. Code § 16.003
Recoverable medical expensesLimited to amounts actually paid or incurredTex. Civ. Prac. & Rem. Code § 41.0105; Haygood v. De Escabedo, 356 S.W.3d 390 (Tex. 2011)
What this means for chiropractors in TX

With no mandatory first-party coverage, most chiropractic care in Texas injury cases runs on a letter of protection, which makes attorney verification and clean billing records essential from the first visit.

This page describes general aspects of state law for informational purposes only. It is not legal advice, does not create an attorney-client relationship, and should not be relied on in any particular case. Statutes change — confirm current law with a licensed attorney in your state.

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